Travel Insurance
A worry-free vacation? Activate travel insurance for your payment card for your trips abroad. We cover medical expenses, accidents, and liability so that you can enjoy only what matters most on your journeys.
- Medical expenses 3 000 000 CZK
- Permanent consequences 750 000 CZK
- Liability for damage 1 000 000 CZK
- Flight delay and cancellation insurance
- Medical expenses 6 000 000 CZK
- Permanent consequences 1 000 000 CZK
- Liability for damage 1 000 000 CZK
- Flight delay and cancellation insurance
- Legal protection 200 000 CZK
More information about terms, conditions, and insurance limits can be found here.
- Informační dokument o pojistném produktu
- Kartička cestovního pojištění
- Oznámení pojistné události - cestovní pojištění (Select an icon "Cesta a dovolená")
Confirmation of Travel Insurance
For standard needs when traveling abroad, your travel insurance card is sufficient. You will find the telephone number and policy number needed to report an insurance event on it.
In case a confirmation of insurance is required for a visa application, you can request it through the Fio servis service. If you wish to include co-insured persons in the confirmation, please provide their names and dates of birth. Also, contact us if you have special requirements, such as confirmation of liability insurance, listing specific insurance limits, etc. The confirmation is issued free of charge by the insurance company and sent to your email within a few days.
Card Loss and Theft Insurance
Leave your worries behind. Protect your finances and personal belongings if they are lost or stolen at the same time as your card.
More information about terms, conditions, and insurance limits can be found here.
- Smlouva + pojistné podmínky
- Informace o pojištění
- Informační dokument o pojistném produktu (IPID)
- Stručná informace o zpracovávání osobních údajů
- Informace o změně pojistitele
- Oznámení pojistné události v případě ztráty / odcizení platební karty Fio banky (Select an icon "Ostatní méně obvyklé případy" and then "Pojištění u vaší banky")
Arrange Insurance in Smartbanking
Both types of insurance can be set up with a few clicks in mobile and internet banking within the payment card details, or at any Fio banka branch.
![[Google Play]](https://www.fio.cz/docs/bannery/CZ_google-play-badge.svg){kind=icon}
![[App Store]](https://www.fio.cz/docs/bannery/CZ_apple-play-badge.svg){kind=icon}
Frequently Asked Questions?
Which cards can I arrange insurance for??
When does the insurance become effective?
How long is the insurance valid?
How can I cancel my insurance?
Is it possible to change insurance variants?
What is the age limit for obtaining travel insurance?
What is not covered by travel insurance?
Travel at a later stage is considered an increased risk, and costs associated with childbirth or newborn care abroad are borne by the traveler.
Alcohol
If an injury or damage occurs under the influence of alcohol, the insurance company has the right to reduce or completely deny the insurance payout.
Chronic illnesses
A standard policy does not cover the treatment of illnesses for which the client is receiving long-term medical treatment.
Trip cancellation
The insurance only covers the costs of alternative transport back to the Czech Republic if the insured person is forced to interrupt their trip abroad due to the death, serious illness, or injury of an immediate relative, or due to a natural disaster.
